Life Insurance

Life Insurance Policy

  • A contract between the Insured (customer) and an Insurer (KIC), which is enforceable at law on the life of the Insured.
  • Long term policy, terms range from 10 years, 15 years, 20 years and up to retirement age of the Insured of 55 years

Advantages of Life insurance policy

  •  Long term investment
  • Meet future expenses for kids’ education, building a house, buying a motor vehicle or any other valuable assets
  • Sum assured is payable when the Insured (Customer) died during the period of the policy
  • Bonus is payable every year
  •  Reduce Income tax 

Procedures required applying for Life insurance policy

  • The Insured (Customer) to fill in the Proposal Form
  • The customer is assessed for medical fitness
  •  Customers to provide date of birth for minor policies ( Life policies for kids under 18 years of age)
  •   Issue of salary deduction notice
  •  Payment of life premium by the customer
  • Issue of Life certificate

We are pleased to inform our valuable customers that the bonus for 2013 to 2015 in force Life policies is ready to be paid out. Please come and visit us at the main office in Bairiki to fill out the forms for the payment



For all assistance and inquiries in relate to the Life insurance business, please feel free to contact the KIC Office.